Personal injury protection, or no-fault insurance
Personal injury protection – or PIP – is often referred to as no-fault insurance because covered claims are paid regardless of who is at fault in an accident.
Key points about PIP no-fault insurance:
- If you're in an accident, PIP covers you, your family and any passengers.
- PIP pays for covered medical and hospital expenses, and may pay for lost wages and expenses for childcare or household-related services while you're recovering.
- It may also pay for funeral expenses.
If you live in a state where PIP is required by law, your auto insurance policy should include this no-fault insurance. Contact a Travelers representative to learn what's required in your state.
Coverages vary by state. In some states medical payments are covered under medical payments coverage.
See how your insurance performs
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