Comprehensive coverage

If your car is stolen or is damaged by something other than collision, you'll want to have comprehensive coverage to help pay for the loss. The maximum amount you'd receive is the actual cash value of your vehicle minus the deductible you chose for this coverage.

Key points about comprehensive insurance:

• Comprehensive typically covers damage from fire, vandalism, windstorm, hail, flood, vandalism or impact with an animal.
• If you have a loan or lease on your vehicle, comprehensive is generally required; otherwise, it's optional.
• Choose a deductible with an out-of-pocket cost you're comfortable with should an accident occur.

See how your insurance performs