Auto Insurance Rates In Ohio Are Lower

According to recently released report by Ohio Department of Insurance the Ohio auto insurance rates are now lower for the second consecutive year. The report has been issued by NAIC (National Association of Insurance Commissioners).

The current rates make Ohio having 13th lowest costing auto insurances in United States. The average Ohio auto insurance premiums are as of this writing $668.93 compared to $829.17 being the US national average.

Low Cost Auto Insurance Gets Another Boost In California

As I have covered here few times California has been in a continuing process of making auto insurance more affordable for ever more and more Californians. Last time, in the spring 2007, the special program has been covering 22 counties including: Alameda, Contra Costa, Fresno, Imperial, Kern, Los Angeles, Merced, Monterey, Orange, Riverside, Sacramento, San Bernardino, San Diego, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Sonoma, Stanislaus, Tulare and Ventura.

Now plans are made ready to expand it to 32 California counties in total. The program called California Low Cost Automobile Insurance Program allows low income drivers to obtain a liability auto insurance coverage for under $400. The names of the California counties being added to this program will be: Napa, Placer, Solano, Yolo, Kings, Lake, Madera, Marin, Mendocino and Santa Cruz.

The minimum requirements of this auto insurance savings program include age of over 19 years old, a 'good driving record' and income of under $25,525 for a single driver and $51,625 for a household made of four people.

To find out more about this program you can call 866-602-8861

Michigan State Considering New Auto Insurance Regulations

It is estimated that the cost of auto insurance in Michigan is three times higher in city like Detroit then it is in the country side. That puts the city folks in Michigan at a considerable disadvantage compared to the rural area residents when it comes to purchasing auto insurance coverage.

And skipping auto insurance in Michigan is not a safe option as it is illegal in Michigan to drive without basic liability and personal injury insurance.

Michigan is the only state in United States that offers unlimited medical which adds to the cost of the auto insurance. And it is the Michigan Catastrophic Claims Association which covers the claims above $420,000.

So the new initiative in Michigan promoted by some lobbying organizations is to reduce the medical coverage to levels on pair with most other US states. The results of that move are estimated to enable reduction of auto insurance premium costs by 32 percent of the mandatory policy fees. And that in turn is expected to reduce the number of uninsured drivers by 40 percent.

New Auto Insurance Law Released In British Columbia

A new bill 93 has been now signed in British Columbia, Canada creating a morel leveled field in the local BC auto isurance market. It will give British Columbia drivers more options in choosing their auto insurace coverage.

The ICBs monopoly on mandatory coverage though is still currently unchanged. And in the words of Lindsay Olson, Vice-President of british Columb ia and Yokon Insurance Bureau of Canada "The provincial government has taken positive measures to bring more options to drivers".

New Lower Car Insurance In The California Counties Of Merced and Tulare

Starting today there will be a new lower car insurance available for under $400 in the California counties of Tulare and Merced.

The basic conditions applying to that have to do with the driver's meeting the minimum income requirements and having a clean driving record. This program is viewed as helping those who drive without insurance to get one; California has one of the highest rates of drivers driving without auto insurance in the United States.

For a good low cost auto insurance company you might want to check the 21St Century Insurance available in Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Minnesota, Missouri, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, Texas, Washington and Wisconsin US states. Otherwise a noteworthy auto insurance group is 2Insure4Less which operates in all 50 United States states and besides auto insurance also offers insurances for life, annuity, long term care, health, homeowner, auto proffered, auto standard, auto high, renter, disability, cancer, burial, business and benefits. They give you a quick and comprehensive multi quote from Farmers, Kemper, The Hartford, Mercury, Liberty Mutual and Nationwide.

State Farm Lowers Auto Insurance Rates

According to State Farm Insurance spokesperson the company is about to lower its auto insurace rates by 10.1 percent. Also their home insurance is to be lowered by 20 percent in total.

State Farm is is the larges vehicles and homes insurer in California therefore the amounts of savings passed to their customers will be substantial - totalling $489 million and including $259 million paid to vehicle owners and $230 millions to home owners.

According to Insurance comissioner John Garamendi these rate cuts are to start taking effect in April.